// Hacker Noon · 11 February 2026

How Numerical ALM Models Value Future Discretionary Benefits in Life Insurance

This article presents a numerical Asset-Liability Management framework for valuing guaranteed and discretionary life insurance benefits using Monte Carlo simulations, ESGs, and rule-based profit declaration under Solvency II.

Hacker Noon

@hacker-noon · Solvency Ratio Technology

hackernoon.com

Hacker Noon@hacker-noon