// Hacker Noon · 5 March 2026
The Mystery of the Ghost Refund: How Apple and Google Send Money Back to a Card They Never Saw
Learn the technical secrets of how Apple Pay and Google Pay handle refunds through tokenization.
Hacker Noon
@hacker-noon · Omotayo
hackernoon.com
Read Full Article at hackernoon.comHacker Noon@hacker-noon
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